房子estimated涨幅太低. 就算3%, 加上cash flow about 3% ($600x12/238000), 也才6%. 你要是满足6%的回报率,很多公司的债券(senior note, most of junior notes pay even higher interest) 都可以付这个利息,而你当甩手掌柜。
有些公司qualify for distributing qualified dividends, you only need to pay 15% tax rate on dividend/ interest. 租房短期可能捞点税的好处,长期很难低于15%