I am a support of diversify. I believe LZ has a good point. You do not have to agree with him. However, he is expressing his point and I am appreciate his work. I do have both stocks and properties. Never feel one fits all. One of my coworker is retiring end this year after working here for 20 years. He own two houses--one for primary living and one for vacation. He bought 12 stocks over the past 20 years. never sale any one. Now, his asset is over 3 M. Our company offer good benefit including health insurance for life. Pention about 100K per year. He will have a good retirement life.