。。。“百分之十五交US treasury and EDD,每月六十多块钱而已”这里15%包括了2.9% Medicare Tax (SS tax只是6.2+6.2=12.4%).
Mako妹妹, as smart as you are, I assume you understand Medicare is a basic Federal medical insurance program for older people (65 and above). 这个Medicare太重要了, 你不否认吧。Qualify for Medecare 的基本条件就是:“Be age 65 or older and eligible for Social Security" (there are exceptions but those are irrelevent to this discussion)。 您看出来这个40点的重要性没有, in addtion to collecting social security benefit for years (unitl you die). 还坚持把那十年7000多块应交的自己投资每年滚5-10%? 65岁后医药费咋办? 当然你可以申请Medicaid program (Medicare for old people; Medicaid for poor people). 但就像我在前面提到的SSI一样, 但凡像样一点的TF工, 每月经手几千几万USD, 住着2千多3千尺的宅子。申请SSI or Medicaid? 是政府傻还是你傻?