如果周围的出租ctc回报率是5%。如果增信率5%以上就更好了. 回报率会为10%以上。
Cash deal | |||
Income | mos | annual | |
7x1300 | $9,100.00 | $109,200.00 | |
Expense | |||
P tax | ($14,000.00) | ||
ins | ($4,200.00) | ||
Net income | $91,000.00 | ||
Market value | $1,820,000.00 | ||
Asking price | $1,850,000.00 | ||
With Mortgage | |||
Income | mos | annual | 2nd yr-3% inc |
7x1300 | $9,100.00 | $109,200.00 | $112,476.00 |
Expense | |||
purchase price | $1,720,000.00 | $1,720,000.00 | |
Downpaid-40% | ($688,000.00) | ($688,000.00) | |
loan -60% | ($1,032,000.00) | ($1,032,000.00) | |
P tax | ($14,000.00) | ($14,000.00) | |
ins | ($4,200.00) | ($4,200.00) | |
Mgm fee-3% | ($3,276.00) | ($3,374.28) | |
Vacancy-3% | ($3,276.00) | ($3,374.28) | |
repairing-3% | ($3,276.00) | ($3,374.28) | |
int'-3.875% | ($39,990.00) | ($39,990.00) | |
Total expense | ($68,018.00) | ($68,312.84) | |
Net income | $41,182.00 | $44,163.16 | |
Closing cost | ($7,000.00) | ($7,000.00) | |
Tota cost | ($695,000.00) | ($695,000.00) | |
ROI | 5.93% | 6.35% | |