两份加起来不超过上限, 18000不包括雇主的contribution

www.irs.gov/Retirement-Plans/How-Much-Salary-Can-You-Defer-if-You%E2%80%99re-Eligible-for-More-than-One-Retirement-Plan%3F

How Much Salary Can You Defer if You’re Eligible for More than One Retirement Plan?

The amount of salary deferrals you can contribute to retirement plans is your individual limit each calendar year no matter how many plans you're in. This limit must be aggregated for these plan types:

• 401(k)
• 403(b)
• SIMPLE plans (SIMPLE IRA and SIMPLE 401(k) plans)
• SARSEP

所有跟帖： 

• 你刚说的能说细点吗？如何可以不缴税啊？ -云中飞燕- ♀ (0 bytes) () 05/28/2015 postreply 20:18:02

• 他说的是roth401k吧 -haomahaoma- ♀ (0 bytes) () 05/28/2015 postreply 20:37:14