renew in five years but he said if I chose the adjustable it wil

adjustable, vice versa. If I want to change to fix rate, I may have to refinance thus paying closig cost again. Good thing is I don't have to pay early payment penalty. I think if Fed doesn't increase the rate too fast I could save a lot money in the first couple of years but is it too risky?

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• if stay in adjustable, 3-4 y risk is manageable in my opinion, -IEbird- ♀ (81 bytes) () 04/08/2015 postreply 12:34:52

• so I should take the 20 year fixed rate then? especially when th -gqc- ♀ (20 bytes) () 04/08/2015 postreply 12:45:34

• If you have good project, use money wisely. compare with no -IEbird- ♀ (43 bytes) () 04/08/2015 postreply 12:50:53

• 至少我现在是打算长期持有这个物业的。开始肯定负现金流 -gqc- ♀ (24 bytes) () 04/08/2015 postreply 15:10:08