tax的几个问题

1。看了日月楼主人的好文，疑惑的一点是：年度赠与豁免 能reduce federal income tax?

2。公司提供employer-sponsored IRA, 收入过了能deduct traditional IRA contribution 的线，既然traditionalIRA is non-deductible, so what's the point of making that contribution instead of Roth IRA?

多谢！