First, to set up a phantom trust. (U don't need to tell the details on purpose but any future withdraw should be for non-profit or charity purpose); so u r not responsible for any tax on investment gains.
Then, I suggest investing on "principal protected market linked" products. That is if the index is negative, u get 0% gain; if the index is up 20%, u may only get 9%. This way can guaranteed u never get negative return whenever u need $ out. It fits your purpose.
Many rich people have this type of foundation.
Then, I suggest investing on "principal protected market linked" products. That is if the index is negative, u get 0% gain; if the index is up 20%, u may only get 9%. This way can guaranteed u never get negative return whenever u need $ out. It fits your purpose.
Many rich people have this type of foundation.
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