401k match is different from company to company. Your conclusion is very strange.
If A company only match 1% if you contribute 1%. a person make $1m can contribue 1% while not max out for a whole year. According to you, he is a low earner.
If A company only match 1% if you contribute 1%. a person make $1m can contribue 1% while not max out for a whole year. According to you, he is a low earner.