We need to be careful here.

FDIC has 100K limit (subject to change) on combined SSN/type...
In term of investing, I don't think there will be any guarantee, death benefit maybe. How much sense does it make, if DB is still there (but individual doesn't die) while all cash value evaporated?
So in reality we go to companies with financial strength, like AAA rating. But again, Lehman's papers and those Swap/原子弹 were also AAA.

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额是上了贼船下不了啦,要不血本无归了啦。lol -MrsKwok- 给 MrsKwok 发送悄悄话 (0 bytes) () 10/03/2013 postreply 11:24:09

FDIC only covers your savings in the bank, not investment accoun -borisg- 给 borisg 发送悄悄话 borisg 的博客首页 (0 bytes) () 10/03/2013 postreply 11:28:02

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