Guaranteed Investment Certificate (GIC) and Term Deposit Rates
BMO Guaranteed Investment Certificate (GIC)
(minimum investment $1,000)
Annual / Annual Compound Interest Payment Option |
$1,000 - $99,999 |
$100,000 - $249,999 |
$250,000 - $999,999 |
---|---|---|---|
1 year - under 18 months | 1.000% | 1.000% | 1.000% |
18 months - under 19 months | 1.100% | 1.100% | 1.100% |
19 months - under 2 years | 1.000% | 1.000% | 1.000% |
2 years - under 3 years | 1.150% | 1.150% | 1.150% |
3 years - under 4 years | 1.350% | 1.350% | 1.350% |
4 years - under 5 years | 1.600% | 1.600% | 1.600% |
5 years - under 6 years | 1.950% | 1.950% | 1.950% |
6 years - under 7 years | 1.950% | 1.950% | 1.950% |
7 years exactly | 2.100% | 2.100% | 2.100% |
10 years exactly | 2.300% | 2.300% | 2.300% |
Monthly / Semi - Annual Interest Payment Option |
$1,000 - $99,999 |
$100,000 - $249,999 |
$250,000 - $999,999 |
---|---|---|---|
1 year - under 18 months | 0.875% | 0.875% | 0.875% |
18 months - under 19 months | 0.975% | 0.975% | 0.975% |
19 months - under 2 years | 0.875% | 0.875% | 0.875% |
2 years - under 3 years | 1.025% | 1.025% | 1.025% |
3 years - under 4 years | 1.225% | 1.225% | 1.225% |
4 years - under 5 years | 1.475% | 1.475% | 1.475% |
5 years - under 6 years | 1.825% | 1.825% | 1.825% |
6 years - under 7 years | 1.825% | 1.825% | 1.825% |
7 years exactly | 1.975% | 1.975% | 1.975% |
10 years exactly | 2.175% | 2.175% | 2.175% |