回复:You or your spouse need to have w-2 income

in order to be qualified for IRA/ROTh IRA -

For your case, if your spouse has w-2 income and the household income is less than $183k, you can make deductable contribution as "spousal IRA contribution"; it the household income is more than $183k, you still can make contribution as "non-deductable" contribution. If your spouse doesn't have w-2 income, then you can't have IRA/ROTh IRA

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