回复：It is true

The guarantee is true only if you "annuitize" in future. There are 2 numbers in your account: the base value; return=max(guarantee rate, invesment return rate)

The value; return=invesment return rate.

When you "annuitize", you may get 6% pay till end of life, the base is based on the base value. So they'll make money from you. It's nice to put partial of $$ on VA;especially for small business owners who do not have pension.

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• 回复：回复：It is true -oakwoodoz- ♀ (105 bytes) () 12/18/2011 postreply 15:28:05