sorry I misunderstand...
when you said foreclosed, I thought you mean it already went thru sheriff sale, in this case, owner still owe it, because the default judgement only said that owner owes so much money to the bank, bank now has right to pursue the title.
when you said foreclosed, I thought you mean it already went thru sheriff sale, in this case, owner still owe it, because the default judgement only said that owner owes so much money to the bank, bank now has right to pursue the title.