What type of life they expect? Even if she is happy with the 7000 dollars plus income generated with the rent properties, there is a big issue she should make clear: what type of retirement income for her hu*****and, such as pension or investment under both her nanme and her hu*****and's? Any life insurance for her hu*****and?
As far as I know, if it is pension, she may get nothing if her hu*****and passes away, depending on what type of pension payout they choose. most people choose a payout with 50% for surviving spouse.