do I need umbrella insurance?

how to decide if I need umbrella insurance? I have 2 rental property at state B while I am living at state A. I bought landloard home insurance for 2 rental properties separately and I also have a primary residence home insurance in state A.

My home insurances for rental propertyies come from allstate while primary residence home insurance from farmers.

thanks!

所有跟帖： 

• increase rentlord policy to 500k for each property.. -jy101- ♂ (0 bytes) () 11/11/2011 postreply 05:54:54

• 谢谢斑竹的回复！哪个item increase to 500K? Dwelling or business liability? -HappyWed- ♀ (0 bytes) () 11/11/2011 postreply 10:37:03

• liability... -jy101- ♂ (0 bytes) () 11/11/2011 postreply 15:23:18