I just asked the same question earlier, some one hint to get per

回答: borrow money from Chinabrookdale2011-05-26 10:39:22

My understanding is that if you get a loan from someone personally, you don't need to pay tax. Instead you can even get tax benefit since it's a loan.
30k is not a big amount, you may even consider it as gift. The taxable amount for gift tax is probably higher than that. Look for the limit from internet.

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