Cash deal in RE is good, BUT

you missed the biggest advantage in RE, which is "other people's money". RE is all about borrow money to buy and then collect rent to pay debt, so call OPM (other people's money). By doing this, you can own a much larger scale of resources. And owning resources is the key of wealth. Of course, if you have retired, then you need income for living, then it is time to make you debt free.

所有跟帖： 

• 如果缺钱，OPM是必须的。但如果本身自己就有足够的现金，就是另外一回事了 -susan_wang- ♀ (253 bytes) () 11/28/2010 postreply 07:15:40

• I am 业余小房东 too. -VanSmallLandlord- ♂ (199 bytes) () 11/28/2010 postreply 07:35:09

• 谢谢回复。我买投资房，主要是想分散投资和防老，免得手上现金贬值。 -susan_wang- ♀ (156 bytes) () 11/28/2010 postreply 08:16:13

• it is good to have full time job -VanSmallLandlord- ♂ (159 bytes) () 11/28/2010 postreply 12:29:47

• 借不借钱跟你怎么manage有啥关系？ -ConeHead- ♂ (0 bytes) () 11/28/2010 postreply 11:47:03

• 借钱主要是想做大。而像我这样的业余房东没精力做大。如果有钱没去处，就没必要贷款 -susan_wang- ♀ (35 bytes) () 11/28/2010 postreply 12:07:03