最近在旧金山附近看投资房。列表如下。请大家看看并提自己的见解。本人新手, 但觉得房产抗通胀。多谢大家。
Antioch | Fremont Ardenwood | ||
Initial investment | 280,000 | 470,000 | |
Living Area | 2,900 | 2,500 | |
Month rental income | 2,200 | 2,500 | |
Monthly rental commission-7% | 154 | 175 | |
Annual mortgage (dif at 4%) | - | 7,600 | |
Annual property tax | 5,600 | 5,875 | |
Annual maintenance | 500 | 1,000 | |
Annual income before depreciation | 18,452 | 13,425 | |
Depreciation | 7,000 | 11,750 | |
Taxable income | 11,452 | 1,675 | |
Income tax due | 4,581 | 670 | |
After tax income | 6,871 | 1,005 | |
Annual cash flow income | 13,871 | 12,755 | |
Sales price after 10 years | 350,000 | 625,000 | |
Commissions | 21,000 | 37,500 | |
Net sales price | 329,000 | 587,500 | |
Basis | 210,000 | 352,500 | |
Taxable gain | 119,000 | 235,000 | |
Tax | 47,600 | 94,000 | |
After tax gain | 71,400 | 141,000 | |
Total cash return over the life | 210,112 | 268,550 | |
Overall cash return on investment | 75% | 57% |