Hey Expert, I have VULs and am not sure what to

do with them. Have exceeded payments a couple years before and not able to contribute until 2012. The performance is not good as I thought and the fees are high. Currently the gains of the funds can support the life insurance premium but no profit left. In 2011, I'll be eligible to loan my own funds with 0% interest. In 2016, I'll be eligible to cancel them without penalities. Now I wonder if I should still contribute to them when I am allowed or cancel them in 2016. The concern of cancelling is that buying a whole life at that time can be more expensive.

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• I am not an expert. I have no idea about what to do for your cur -Morning3evening4- ♂ (356 bytes) () 08/09/2010 postreply 09:38:24

• Thanks anyway. What was the main reason you -CirrusCloud- ♀ (306 bytes) () 08/09/2010 postreply 10:18:03

• I can only give you things to read: -Morning3evening4- ♂ (0 bytes) () 08/09/2010 postreply 11:53:08

• 回复：I can only give you things to read: -Morning3evening4- ♂ (246 bytes) () 08/09/2010 postreply 11:55:11

• Thank you! -CirrusCloud- ♀ (0 bytes) () 08/09/2010 postreply 11:57:57