Do landlords have liabilities to tenants?

I've seen posts disscusing umbrella insurance here. I wonder why landlords still have liabilities to tenants when the lease states as "tenants need to buy liability insurance before moving in"? But of course I didn't enforce that and, I didn't buy umbrella insurance, because I thought I didn't have the responsibilities. What am I missing?

所有跟帖： 

• yes, landlord can be expose to huge liability issues, -jy101- ♂ (1941 bytes) () 08/03/2010 postreply 11:27:21

• Thank you, jy! My leases do have those terms. -CirrusCloud- ♀ (385 bytes) () 08/03/2010 postreply 11:54:21

• Any contract is up for intepretation in the court -Conehead- ♂ (62 bytes) () 08/03/2010 postreply 11:59:59

• I just had a building caught on fire... -jy101- ♂ (210 bytes) () 08/03/2010 postreply 12:07:21

• yeh, those blood sucking bastards ... -Conehead- ♂ (0 bytes) () 08/03/2010 postreply 12:09:09

• nothing you can do to completely free you from liability lawsuit -jy101- ♂ (76 bytes) () 08/03/2010 postreply 12:02:14

• 回复：questions about liability -datodato- ♂ (168 bytes) () 08/03/2010 postreply 22:37:14

• Thanks, jy and Conehead! A costly biz. : -CirrusCloud- ♀ (0 bytes) () 08/03/2010 postreply 12:27:38