请问凌空长老及各位地产专家：Jumbo vs. conforming loan, which is better?

我现在是jumbo loan, 5/1ARM 3.8%。是否应将贷款降成conforming loan, 并做成30年fixed rate (around 4.8%)? jumbo loan vs. confirming loan 哪一种更能有效的利用低息尽早还清贷款呢？先谢了。

所有跟帖： 

• 回复：请问凌空长老及各位地产专家 -凌空长老- ♂ (307 bytes) () 07/02/2010 postreply 11:31:31

• 回复：回复：请问凌空长老及各位地产专家 -orchardoak- ♀ (183 bytes) () 07/02/2010 postreply 11:45:16

• Did some calculation for you. -凌空长老- ♂ (1180 bytes) () 07/02/2010 postreply 13:20:25

• 回复：Did some calculation for you. -orchardoak- ♀ (83 bytes) () 07/02/2010 postreply 13:59:28

• 如何有效地利用低息尽早还清贷款？ -RE8888- ♂ (353 bytes) () 07/02/2010 postreply 22:27:14

• Thank you very much for your advice! -orchardoak- ♀ (0 bytes) () 07/02/2010 postreply 23:47:27