回复：谢谢。那non-deductible IRA既然不能减AGI,除了可以转成roth IRA，

Well, so-called non-deductible means after-tax money. But with ND IRA (then Roth IRA), you can get tax-free gain without mandatory distribution.

所有跟帖： 

• Thanks for the clear explanation! -wonder1- ♀ (0 bytes) () 04/09/2010 postreply 18:58:02

• Pls be careful to convert to Roth if you have a deductible IRA -health&beauty- ♀ (87 bytes) () 04/09/2010 postreply 19:06:55

• 回复：Pls be careful to convert to Roth if you have a deductible IR -易木- ♂ (100 bytes) () 04/09/2010 postreply 19:09:36

• what's AGI limit for IRA, R IRA? THX -美西游子- ♀ (0 bytes) () 04/09/2010 postreply 20:37:29

• http://www.irs.gov/publications/p590/ch02.html#en_US_publink1000 -health&beauty- ♀ (1928 bytes) () 04/09/2010 postreply 21:03:19

• right on, thanks a bunch! -美西游子- ♀ (0 bytes) () 04/09/2010 postreply 21:37:59

• 回复：Pls be careful to convert to Roth if you have a deductible IR -易木- ♂ (36 bytes) () 04/09/2010 postreply 19:11:41

• Thanks, beauty and 易木. -wonder1- ♀ (0 bytes) () 04/09/2010 postreply 19:17:28