回复：回复：请问refinance 成5 year ARM 后，最快能什么时候再refinance 成30 year fixed

来源: CaLoanAgent 于 2010-03-20 19:07:47 [档案] [博客] [旧帖] [给我悄悄话] 阅读数 : 0 (310 bytes)

回答: 请问refinance 成5 year ARM 后，最快能什么时候再refinance 成30 year fixed? 由 littlerock 于 2010-03-20 00:26:50

First, you should ask yourself why you want to change back to 30 yr fixed. When you made the decision to take 5/1ARM, you decided to take the risk of the rate reset after 5 years.

As for your question, you have to ask your agent whether you have early payoff penalty(different from pre-payment penalty).

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