Nobody answered your question because it's so hard to answer.
1)This is general question. You don't have loan amount, purchase price, single family or condo, or your credit score, etc.
2)Your first priority is to work with an agent to get a pre-approval. Work with a realtor to find the property.
The current interest is useless to you until your offer accepted.
It's easy to get $5000 from a good deal, it's very hard to save $5000 from the better interest rates
1)This is general question. You don't have loan amount, purchase price, single family or condo, or your credit score, etc.
2)Your first priority is to work with an agent to get a pre-approval. Work with a realtor to find the property.
The current interest is useless to you until your offer accepted.
It's easy to get $5000 from a good deal, it's very hard to save $5000 from the better interest rates
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