我在坛上看见大家提到有出租房的话,出租房买"rental property insurance" 的同时, 自家住的房屋要买"Umberella Insureance".我刚买了一个出租房,想请教一下.
1."Umberella Insureance"是什么意思?
provide extra liability insurance for all your real estate, auto.
2.为什么需要买"Umberella Insureance"? 重要性在哪里?
Increase liability insurance coverage.
3."Umberella Insureance"和我们现在买的自住房保险有什么不一样?
It cover all real estate and auto, much cheap than increase every house, auto liability to that level.
usually UB insurance start from 1 million. A typical home liability only cover $300k.
UB is added to the home. so you can think every home have $1300k insurance.
Many insurance company will ask you increase home liability to $500k to sell you UB.
敬请指点. 谢谢!!!
1."Umberella Insureance"是什么意思?
provide extra liability insurance for all your real estate, auto.
2.为什么需要买"Umberella Insureance"? 重要性在哪里?
Increase liability insurance coverage.
3."Umberella Insureance"和我们现在买的自住房保险有什么不一样?
It cover all real estate and auto, much cheap than increase every house, auto liability to that level.
usually UB insurance start from 1 million. A typical home liability only cover $300k.
UB is added to the home. so you can think every home have $1300k insurance.
Many insurance company will ask you increase home liability to $500k to sell you UB.
敬请指点. 谢谢!!!
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