use different standard to get different answer

In a few mortgage broker meeting, most brokers can not handle it.

The price is reall good now. If the broker know how to deal with it. good. If not, it can take your underwriting for ever.

If you deal with its retail, be careful, you will be the broker by yourself and need to know how to deal with it.

So, if it is a refi, ok. If you are buying a home, make sure use a experienced broker. You can ask the broker is a small tie one broker of provident.