The rate should be ok before Dec 10th. If you want to lock a rate, try to lock it with a bank that allows you to float down at least once when the rate is lower.
Only pay the points if you want to keep the property for a long time.
The rate should be ok before Dec 10th. If you want to lock a rate, try to lock it with a bank that allows you to float down at least once when the rate is lower.
Only pay the points if you want to keep the property for a long time.
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