回复：Thank you. The reason why I asked is that

FHA purchases the FHA loans from the lenders(the guideline will be different from Fannie Mae, citi mortgage, wells fargo, bofa, etc all have FHA loans) and insures the the loans(If the borrowers default, the lenders can get the whole amount back).

The borrowers can have as low as 3% down payment; and they can have very bad credit score as well. And they can have the gift money as down payment is also ok.

You can find the FHA lenders here: http://www.hud.gov/ll/code/llslcrit.cfm.

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• Thank you, then he may be able to complete. -cultuslake- ♂ (0 bytes) () 10/11/2008 postreply 00:46:51