Stop monthly 401contribution and use it for home mortage? Pls.ad

Negative return in 401, but home loan is 5.5%. Quite a few friends have already done that. What do you suggest?

所有跟帖： 

• I want to hear the pros and cons -OCEANID- ♀ (0 bytes) () 09/30/2008 postreply 07:51:38

• They said. -smileJJ- ♀ (126 bytes) () 09/30/2008 postreply 08:00:38

• cons: market goes up and you miss the train :) -屋漏痕- ♂ (0 bytes) () 09/30/2008 postreply 08:07:02

• 严重基本概念错误 -laugher- ♂ (195 bytes) () 09/30/2008 postreply 09:05:46

• 他又没有把这钱拿去投股票等等，只不过用来还morgage,等于存现，有什末不行？ -princessannie- ♀ (0 bytes) () 09/30/2008 postreply 09:23:00

• 还morgage,等于存现? -大猪头- ♂ (38 bytes) () 09/30/2008 postreply 10:44:31

• My 401,including the stock portion in it, is negative.So I thoug -smileJJ- ♀ (111 bytes) () 09/30/2008 postreply 09:28:57

• 你考虑到TAX要EAT UP 25-40%的你的不存的401(K)的钱吗? -2ndtimemom- ♀ (0 bytes) () 09/30/2008 postreply 11:16:35

• Thanks for reminding me. Very useful. -smileJJ- ♀ (0 bytes) () 09/30/2008 postreply 11:46:12

• it depends -大猪头- ♂ (1520 bytes) () 09/30/2008 postreply 11:19:02

• 长期投资在我身上没有对过。我公司股票曾经２００以上价值，本要卖的， -温嘉戛- ♀ (115 bytes) () 09/30/2008 postreply 11:50:41

• I have changed all my monthly 401k contributions to money market -youdaoli- ♂ (0 bytes) () 09/30/2008 postreply 12:14:15