check your loan document

来源: va_landlord 于 2008-08-20 11:06:36 [] [博客] [旧帖] [给我悄悄话] 阅读数 : 0 (307 bytes)

If it is an ARM, your rate will be adjusted to a new rate, usually higher, but with an annual cap, such as 2%.

Say, if your current rate is 4%, your new rate will be somewhere between 4% and 6%.

If your loan is too small, you will usually pay loan origination fee or points to get a good rate.

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