If it is an ARM, your rate will be adjusted to a new rate, usually higher, but with an annual cap, such as 2%.
Say, if your current rate is 4%, your new rate will be somewhere between 4% and 6%.
If your loan is too small, you will usually pay loan origination fee or points to get a good rate.
Say, if your current rate is 4%, your new rate will be somewhere between 4% and 6%.
If your loan is too small, you will usually pay loan origination fee or points to get a good rate.
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