You can not do anything now. You may try another

本帖于 2008-08-17 18:06:25 时间, 由普通用户 表情符号 编辑

bank. It's not necessary that your property value is lower. The lender lowers you HELOC limit because they changed the guideline for the maximum CLTV(combined
loan to value ratio). Usually the CLTV was ok for 90% to 95%, now it was lowered to 75% for most banks.

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