Just be careful of your escrow fund.
You are borrowing money from them, why do you care if that is a big or small company? If the lending company goes bankruptsy, your loan will be sold to another company with the same conditions.
The only thing you need to pay attention is your fund in the escrow account. If the lending, or servicing company went bankruptsy, you may lose your escrow.
So, I would choose the one that gives me the best interest rate. After paying the mortgage for a few months, ask the bank to refund my escrow so I will manage it myself.
You are borrowing money from them, why do you care if that is a big or small company? If the lending company goes bankruptsy, your loan will be sold to another company with the same conditions.
The only thing you need to pay attention is your fund in the escrow account. If the lending, or servicing company went bankruptsy, you may lose your escrow.
So, I would choose the one that gives me the best interest rate. After paying the mortgage for a few months, ask the bank to refund my escrow so I will manage it myself.
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