Here is the summary of changes for investment property

来源: CALoanAgent 于 2008-06-26 11:09:39 [] [博客] [旧帖] [给我悄悄话] 阅读数 : 0 (354 bytes)
回答: Mortgage got rejected. 由 cultuslake 于 2008-06-26 10:57:13

1)6 month seasoning for cash-out refi.

2)Maximum of 4 properties per SSN for the guildeline of Freddie Mac after August 1st.. Fannie Mae still allows 10 properties so far.

3)Seasoning of 6 months for refi properties under LLC.

4)At least 20% down payment for most lenders.

5)Some lenders allow Debt to Income Ratio up to 40%.

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• Thanks for the information -Wisdom101- ♂ 给 Wisdom101 发送悄悄话 (0 bytes) () 06/26/2008 postreply 11:12:49

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