A Real Case Study: Real Estate investment

Brother Miat2 and other RE Gao-Shou, am I missing anything here? Thanks!


ROI on Rental Property Analysis ($760,000 price, 20% down)
Monthly rent 5,000
`12

Tax 12,000
Month Payment 5,054
Principle Paydown 3,379
Mortgage int 1,671

Monthly Tax 1,000

Monthly Tax Saving -
Net Payment 6,154


Net Cash Flow (1,154)

Initial down pay 20% $152,000


ROI Analysis

Montly RENT 5,000
12
1 Yr Rent 60,000

Insurance 1,250
58,750


Principle Paydown 3,379
Mortgage int 1,671
R E Tax 1,000
Exp 2,671
12
1 Yr Interest / R.E.Tax 32,052
1 Yr Tax Benefit -

NI 26,698

ROI over $152,000 downpay 17.6%

This is ROI assuming 0% housing price appreciation, assumeing 4% appreciation, unrealized gain will be $28,0000, total gain now at $55K, which is a 35% ROI.

所有跟帖： 

• 错了，重算。按你的假设应为24%左右。 -小小石头- ♂ (0 bytes) () 10/12/2007 postreply 08:03:24

• confused by your calculation.... -老周- ♂ (0 bytes) () 10/12/2007 postreply 08:18:51

• Something easier to read: Westchester County rental rates rise 9 -SZHOU888- ♂ (2161 bytes) () 10/12/2007 postreply 08:34:50

• 记得以前石兄湖兄M兄等说过要买rental apt,远见啊 -老周- ♂ (0 bytes) () 10/12/2007 postreply 08:44:52

• 俺为此发过专贴，可惜众XDJM一笑了之。唉、、、寂寞ing..... -小小石头- ♂ (92 bytes) () 10/12/2007 postreply 08:55:31

• 可惜众XDJM一笑了之 ? -JR98- ♂ (14 bytes) () 10/12/2007 postreply 09:00:35

• ...~_~... -小小石头- ♂ (0 bytes) () 10/12/2007 postreply 09:19:54

• 高手都寂寞的。 -老周- ♂ (328 bytes) () 10/12/2007 postreply 09:01:22

• ZT: 希望朋友都是幸运的!!! -小小石头- ♂ (0 bytes) () 10/12/2007 postreply 09:05:13

• 市场赚钱总是少数的， -表情符号- ♀ (0 bytes) () 10/12/2007 postreply 09:19:30

• 俺不能 take 石兄的 credit。 -cultuslake- ♂ (0 bytes) () 10/12/2007 postreply 08:57:53

• 真是好同志，见荣誉就让。啥时见嘛呢就让俺，湖兄就更完美无缺了。 -小小石头- ♂ (0 bytes) () 10/12/2007 postreply 09:05:45

• 要是我也能分一点，那就更好了 ：-) -老周- ♂ (0 bytes) () 10/12/2007 postreply 09:07:50

• 小周筒子啊，您年轻有为啊，俺都准备去您家蹭饭了。 -cultuslake- ♂ (70 bytes) () 10/12/2007 postreply 09:18:32

• 欢迎欢迎，热烈欢迎。 -老周- ♂ (60 bytes) () 10/12/2007 postreply 09:26:27

• 也可以跳一级。 -cultuslake- ♂ (113 bytes) () 10/12/2007 postreply 09:32:56

• 贪得无厌啊，下次斗您时俺踏上一只脚。 -cultuslake- ♂ (0 bytes) () 10/12/2007 postreply 09:08:11

• please be mercy :-) -老周- ♂ (0 bytes) () 10/12/2007 postreply 09:22:36

• 哈哈。。。 -cultuslake- ♂ (20 bytes) () 10/12/2007 postreply 09:24:29

• ...~_~... -小小石头- ♂ (0 bytes) () 10/12/2007 postreply 09:25:55

• Westchester Cty NY is a great location to invest -miat42- ♂ (282 bytes) () 10/12/2007 postreply 09:02:57

• Co-op has very high management fee in this area -老周- ♂ (0 bytes) () 10/12/2007 postreply 09:06:11

• also, some co-op does not allow to rent or have tough limitation -老周- ♂ (0 bytes) () 10/12/2007 postreply 09:09:28

• Yes, 800/m fee is too high, that's not good -miat42- ♂ (144 bytes) () 10/12/2007 postreply 10:22:13

• How many people pay $5000 a month for rental????? -hmo- ♂ (52 bytes) () 10/12/2007 postreply 09:17:25

• 回复：How many people pay $5000 a month for rental????? -SZHOU888- ♂ (32 bytes) () 10/12/2007 postreply 09:29:04

• are you sure that principle paydown is 3379 when mortage is 5054 -jy101- ♂ (28 bytes) () 10/12/2007 postreply 09:24:08

• it's a 15 yr fixed -SZHOU888- ♂ (0 bytes) () 10/12/2007 postreply 09:30:47

• still not possible, 608k @ 5.75% 15 yr 1month interest 2900 -jy101- ♂ (15 bytes) () 10/12/2007 postreply 09:56:44

• Avg interest over 180 month since U pay much less int later -SZHOU888- ♂ (0 bytes) () 10/12/2007 postreply 10:01:39

• U forget principle got paid down over time :-) -SZHOU888- ♂ (0 bytes) () 10/12/2007 postreply 10:03:06

• 不用算,肯定不会亏. -thornbird888- ♂ (0 bytes) () 10/13/2007 postreply 05:08:31