History will repeat itself, so don't worry

Buy it with the current rate, and do a no-cost refinance when the rate is much lower.

The rate fluctuate all the time, who knows if it will be much lower again in a few months.

It was low at the beginning of 2006. I locked in the rate, but did not get closed due to personal reason. I had been so regret. Then the past spring, I refinanced with a low rate.

So, there will be opportunities. There is a reason for the rate to go up, but there will be reasons for the rate to go down.

所有跟帖： 

• Thanks. I hope your history will repeat .. -OCEANID- ♀ (0 bytes) () 06/11/2007 postreply 20:28:39

• Lock the rate before the contract or after the contract? -OCEANID- ♀ (85 bytes) () 06/11/2007 postreply 20:29:53