回复：我把已付清的房子押给银行,贷出80到100万.把钱存CD,拿5.5%

刚才用bankrate.com计算器算了一下：

800，000.00 USD 贷30年mortgage, 5%，平均每月4294.57 USD。

800，000.00 USD 存CD， 5%利，第一年后共840，000.00。 如果付掉mortgage 4294.57*12=51534.84. 亏11534.84。

在CD5%时，即使1% mortgage, 每月2573.12，*12=30877.44， 赚9122.56

但是，CD 5%时，MORTGAGE 1% 是不可能的。如果还要付 closing, or escrow, 赚更少。

请明示!

所有跟帖： 

• It seems you never use any short term loan. -大丫- ♀ (398 bytes) () 06/08/2007 postreply 15:43:00

• 回复：It seems you never use any short term loan. -tiantiandiver- ♀ (125 bytes) () 06/08/2007 postreply 16:23:46

• 回复：It seems you never use any short term loan. -tiantiandiver- ♀ (372 bytes) () 06/08/2007 postreply 16:31:04

• It is not rational as you see. But it is also real. -大丫- ♀ (510 bytes) () 06/08/2007 postreply 16:44:15