三十年后的物价，房价，收入。

we are discussing about long investment, let me see how much money will really worth 30 years later.

I do not trust the inflation number government released. The more realiable inflation index is labor inflation index, that will tell how much other people will earn 30 years later. The historical average of labor inflation is 5％ above typical inflation.

All i know is that 30 years later.

Typical engineer salary will be 1 million/year
Typical bay area house will be 10 million
Harvard 4 years tutition will be 2 million/4 year.
One bedroom apartment in NYC will be 10 million
Typical yearly health insurance of two will be 200K a year. One open heart operation will cost 10 million.

Using standard inflation, milk probably will still only be $10 per bottle, but who cares. I only need 1 bottle a week.

So, how much is the minimum $ for retirement. My calculation is 10 million by 2037. what is yours?

所有跟帖： 

• here it is -bayfamily- ♀ (230 bytes) () 02/13/2007 postreply 10:34:10

• we only care white collar, because we are, we will compare with -BayFamily- ♀ (0 bytes) () 02/13/2007 postreply 12:31:13

• it does not matter. -Pediatrician- ♂ (275 bytes) () 02/12/2007 postreply 22:43:32

• 没什么， -siso- ♀ (28 bytes) () 02/12/2007 postreply 22:55:50

• 也就是说,现在五,六十万的房子,那时候要五,六百万???? -shn888- ♂ (0 bytes) () 02/13/2007 postreply 00:55:27

• very right, check the house price history and you will know -BayFamily- ♀ (0 bytes) () 02/13/2007 postreply 10:35:00

• Not4kids has some data that shows real estate price history -it888- ♀ (38 bytes) () 02/13/2007 postreply 11:02:11

• here is the data -bayfamily- ♀ (3532 bytes) () 02/13/2007 postreply 11:09:33

• 那当然，50年代一万多的房子现在都50万了 -britannica- ♀ (0 bytes) () 02/13/2007 postreply 11:40:30

• 当然前提是没有重大波折，这个可是谁也不能保证的 -britannica- ♀ (0 bytes) () 02/13/2007 postreply 11:42:29

• 真的inflation应该在两者之间。 -A-mao- ♂ (185 bytes) () 02/13/2007 postreply 06:46:27

• 30 years later, Ipod will be gone, but I++++Pod will cost you 2K -BayFamily- ♀ (63 bytes) () 02/13/2007 postreply 10:36:05

• That's why you want to invest in equity and precious metals -it888- ♀ (406 bytes) () 02/13/2007 postreply 07:01:24

• they can only keep track of labor inflation -BayFamily- ♀ (83 bytes) () 02/13/2007 postreply 10:37:09

• Sooner or later, we will enter -it888- ♀ (36 bytes) () 02/13/2007 postreply 10:53:15

• hehe, not that bad :) -bayfamily- ♀ (72 bytes) () 02/13/2007 postreply 10:59:03

• 看来看去只有一条：多生孩子:)) -britannica- ♀ (68 bytes) () 02/13/2007 postreply 11:39:37