No problem with two trading accounts, as long as they are yours.

来源: PineRock 2012-11-04 12:30:37 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (393 bytes)

Just that your downpay must come from these sources since that are the loan underwriting is based upon.

if you change the source, like adding money from youe parent, then that need new underwriting process.

As a matter of fact, if you have any deposit >5Kto your account, you have to clearly explain where it come from and whether you need to pay them back.

所有跟帖: 

我父母往我checking账户上存了5万,是不是为了避免麻烦我checking账户上原先1万3也最好不用于down paymen -福大命大- 给 福大命大 发送悄悄话 (199 bytes) () 11/04/2012 postreply 12:38:29

Correct, you have to explain why somebody deposited 50K to your -PineRock- 给 PineRock 发送悄悄话 (277 bytes) () 11/04/2012 postreply 12:47:45

我的问题是我原先在checking账户里的$13,000也因我父母往里面存了5万而不能用了? -福大命大- 给 福大命大 发送悄悄话 (0 bytes) () 11/04/2012 postreply 13:05:06

here is the problem: -PineRock- 给 PineRock 发送悄悄话 (411 bytes) () 11/04/2012 postreply 13:14:31

我已经提供给他们最新的bank statement(包括我父母给的钱)了。既然是lender审核,不明白怎么这么麻烦。 -福大命大- 给 福大命大 发送悄悄话 (377 bytes) () 11/04/2012 postreply 13:29:54

The current lending practice is absurd. Sometime you -PineRock- 给 PineRock 发送悄悄话 (109 bytes) () 11/04/2012 postreply 13:33:39

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