Correct, you have to explain why somebody deposited 50K to your

来源: PineRock 2012-11-04 12:47:45 [] [旧帖] [给我悄悄话] 本文已被阅读: 次 (277 bytes)

On the other hand, if bank is OK with the gift Money from your parent, then you can use it no problem.

Also remember, your credit score 740 is not high at all.  So you must show the lender you have soild downpay, solid income,  healthy debt ratio.

所有跟帖: 

我的问题是我原先在checking账户里的$13,000也因我父母往里面存了5万而不能用了? -福大命大- 给 福大命大 发送悄悄话 (0 bytes) () 11/04/2012 postreply 13:05:06

here is the problem: -PineRock- 给 PineRock 发送悄悄话 (411 bytes) () 11/04/2012 postreply 13:14:31

我已经提供给他们最新的bank statement(包括我父母给的钱)了。既然是lender审核,不明白怎么这么麻烦。 -福大命大- 给 福大命大 发送悄悄话 (377 bytes) () 11/04/2012 postreply 13:29:54

The current lending practice is absurd. Sometime you -PineRock- 给 PineRock 发送悄悄话 (109 bytes) () 11/04/2012 postreply 13:33:39

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