提上来再问， 1米人民币怎末投资？谢谢

下面好多人让我存银行CD,我存了，利率大概就是年4.5左右， 我想问问还有无其他更好的投资法。 钱一时半会我可能不用， 想收益再高点。 鞠躬拜谢。

下面是昨天发的贴。

basic situation:

middle age couple 40+, have a house with the mortage $400K in U.S., have a very small house in Beijing (good location, very small, very expensive location), have 1M RMB in chinese bank. What should I invest in China?

Because of the working condition, we might go back and forth between Beijing and USA very frequently. The house in beijing is very small, not enough for living if the entire household go back to china. But we don't have much money (1M RMB is much less enough for buying) to buy another house in beijing. What should we do for this 1M RMB?

Thank you very much for financial experts here in advance!

 

所有跟帖： 

• 去大千问问。 -peopleman- ♂ (0 bytes) () 04/09/2012 postreply 16:29:19

• you are asking how to invest, that means CD -pediatrician2- ♂ (449 bytes) () 04/09/2012 postreply 16:29:41

• that is right, no easy way for investment. This is why I am here -ljiazus- ♀ (103 bytes) () 04/09/2012 postreply 17:24:43

• 付清房贷啊。 -想家了吗- ♀ (0 bytes) () 04/09/2012 postreply 18:11:53

• No, current mortage interest is 3%, my CD return interest is 4.5 -ljiazus- ♀ (142 bytes) () 04/09/2012 postreply 18:15:11

• 多久的CD? -想家了吗- ♀ (17 bytes) () 04/09/2012 postreply 18:21:07

• all kinds of bank, -ljiazus- ♀ (243 bytes) () 04/09/2012 postreply 18:40:00

• 谢谢！ -想家了吗- ♀ (0 bytes) () 04/09/2012 postreply 20:57:13

• how much risk you can take? the higher the potential return, the -xiaoxiao07- ♀ (0 bytes) () 04/09/2012 postreply 18:21:46

• yes, I understand, this is why I am asking for the options, so t -ljiazus- ♀ (109 bytes) () 04/09/2012 postreply 18:42:05

• some options in my 2 cents... -xiaoxiao07- ♀ (387 bytes) () 04/09/2012 postreply 23:46:28

• 买五年期电子国债。zero risk. -nalinali- ♂ (98 bytes) () 04/09/2012 postreply 18:57:52

• 明白啦， 我就叫理财是CD -ljiazus- ♀ (37 bytes) () 04/09/2012 postreply 19:18:14

• 买五年期电子国债 是美国的吗？哪里有卖 -偶尔想念- ♀ (1 bytes) () 04/10/2012 postreply 07:20:32

• 存着吧，别的国家利率还不如这个。我自己的rmb也存着呢 -Bombay- ♀ (34 bytes) () 04/09/2012 postreply 22:31:08