提上来再问， 1米人民币怎末投资？谢谢

下面好多人让我存银行CD,我存了，利率大概就是年4.5左右， 我想问问还有无其他更好的投资法。 钱一时半会我可能不用， 想收益再高点。 鞠躬拜谢。

下面是昨天发的贴。

basic situation:

middle age couple 40+, have a house with the mortage $400K in U.S., have a very small house in Beijing (good location, very small, very expensive location), have 1M RMB in chinese bank. What should I invest in China?

Because of the working condition, we might go back and forth between Beijing and USA very frequently. The house in beijing is very small, not enough for living if the entire household go back to china. But we don't have much money (1M RMB is much less enough for buying) to buy another house in beijing. What should we do for this 1M RMB?

Thank you very much for financial experts here in advance!