还可以放$7000 在Traditional IRA.

本帖于 2025-11-09 11:03:37 时间, 由普通用户 BeLe 编辑
回答: 7万可能是pretax 401K + mega backdoor RothBeLe2025-11-09 10:51:29
"You can contribute to an IRA even if you already have a 401(k) and have used the mega backdoor Roth strategy

The IRA contribution limit and the 401(k) contribution limits are separate, so contributing to your 401(k) via a mega backdoor does not prevent you from making a regular IRA contribution."

 

 

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