正在准备买寿险给儿子留条后路，有个身份的问题

正在看MetLife term policy. 我现在还没有绿卡。昨天在网上看到的保险underwriting features要求no foreign residency for health class Elite, Preferred and standard Plus. 如果Agent签到保单，会不会在将来索赔时以没有满足的条件为借口拒绝赔偿? 因为我的Agent说我会是在preferred class,体检后很可能升到Elite class --价格最便宜的一级. I have told him about my H1B status. But I'm afraid that he is just too eager to get the contract signed.
Any experience or suggestions? Thanks a lot in advance.

所有跟帖： 

• I heard after one year, they can not turn down, you -hz82000- ♀ (23 bytes) () 11/05/2008 postreply 16:37:38

• no foreign residency是说在国外居住，跟身份无关吧？ --realblue-- ♀ (0 bytes) () 11/05/2008 postreply 17:35:39