回复：how much term insurance is enough?

There is no "enough" in life insurance. The amount you think you need is the "enough" coverage. It all depends, not necessary on your income. I am a financial planner. I will recommend that you add all the expenses your child and mother will need, then deduct current coverage and savings except retirement. That is your "enough" coverage. The expenses usually include child's education ($50,000 to $100,000 per year 16 years later),the living expenses for the child and mother, the mortgage balance if you want them to stay where you are should you die. One thing to rember though, it is always the best choice to have an individual polivy from a reputable company. The employer coverage is there only when you keep the job.

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• Question -snwflk- ♀ (384 bytes) () 06/13/2008 postreply 14:11:06