Joint Account 没有 gift tax, unless there is withdraw

"IRS does not consider merely adding a second account holder to an existing account to be a gift. Similarly, there is no gift when a newly created joint account is funded by only one of the account holders.“However, there is a gift once the joint account holder - the individual who hasn’t contributed anything to the account - withdraws funds from the account."

 

所有跟帖： 

• 要想给孩子钱又怕不方便，可以用自己的卡给孩子付房租，用自己名义买车给孩子开，孩子可以办副卡。麻烦的是买 -小松松- ♀ (39 bytes) () 06/25/2024 postreply 20:34:53

• 可以debit card 转账啊。 -小松松- ♀ (0 bytes) () 06/25/2024 postreply 20:45:17

• Auto pay 留家长的account? -moon*river- ♀ (0 bytes) () 06/25/2024 postreply 20:55:47

• 普通withdraw amount肯定不需要付gift tax， there is threshold -诃诃- ♀ (0 bytes) () 06/25/2024 postreply 21:19:23

• 如果家长取现金给孩子，孩子花现金不把钱存银行，那么税务局怎么会知道呢？ -小松松- ♀ (0 bytes) () 06/25/2024 postreply 20:46:36

• 我也想过这个办法，只是不放心熊娃拿现金 -rr6mumu- ♀ (0 bytes) () 06/26/2024 postreply 02:26:51

• 什么地方能花很多现金呢？即使买车也不敢直接拿着一叠钱去吧？ -Bailey4321- ♀ (0 bytes) () 06/26/2024 postreply 05:04:19

• 买车是买在父母名下给孩子开。 -小松松- ♀ (0 bytes) () 06/26/2024 postreply 06:57:08