这个帖子的观点比较tough

https://huaren.us/showtopic.html?topicid=2973527

研究表明:事业无成才买投资房...

This study finds that amateurs decide to become housing investors due to anxieties regarding their financial position, specifically professional dissatisfaction and a lack of retirement savings.

 

Amateur real estate investing

https://doi.org/10.1080/07352166.2021.1904781?

 

 

About half of the rental properties in the U.S. are owned by small- to medium-sized investors, many of whom enter the trade with little prior experience. This paper considers the factors that motivate these amateurs to purchase real estate in high-poverty neighborhoods—an investment that involves high levels of financial risk for the inexperienced. Drawing on in-depth interviews with 93 investors in three real estate markets—Baltimore, Maryland; Dallas, Texas; and Cleveland, Ohio—this paper finds that amateurs decide to become investors due to anxieties regarding their financial position, specifically professional dissatisfaction and a lack of retirement savings. Real estate is particularly appealing because it provides a cultural repertoire aligned with middle class aspirations of independence and self-sufficiency. Consequentially, these ideologies motivate and legitimize strategies of action that allow for sometimes imprudent investments, presenting risks to the investors themselves and the communities in which they invest.

所有跟帖: 

有成和无成都是相对而言的,马斯克可能也觉得自己事业无成。真正无成的 -gpu- 给 gpu 发送悄悄话 gpu 的博客首页 (30 bytes) () 12/02/2023 postreply 10:34:35

Updated paper, 更tough -mjnew- 给 mjnew 发送悄悄话 (1389 bytes) () 12/02/2023 postreply 10:36:15

哈哈,贴投坦吧。 -yangyang08- 给 yangyang08 发送悄悄话 yangyang08 的博客首页 (0 bytes) () 12/02/2023 postreply 11:39:34

有一定道理的。一般是买投资房尝到甜头以后就不好好工作或者直接退休了。夫妻一方拼事业,一方拼投资,里子面子都有,是完美结合 -HappyWed- 给 HappyWed 发送悄悄话 (69 bytes) () 12/02/2023 postreply 10:43:50

要看投资房数目。一两套不算真正投资者,哈哈 -zaocha2002- 给 zaocha2002 发送悄悄话 (0 bytes) () 12/02/2023 postreply 10:47:29

有一定道理,华人很多小地主就是因为焦虑娃的学费买的 -yzhl888- 给 yzhl888 发送悄悄话 (0 bytes) () 12/02/2023 postreply 10:51:43

有道理。年轻人或是处于职业上升期,不该花太多精力在投资上。 -成功的小羊- 给 成功的小羊 发送悄悄话 (0 bytes) () 12/02/2023 postreply 10:54:14

教会孩子投资理财还是挺重要的.. -名校FAN- 给 名校FAN 发送悄悄话 名校FAN 的博客首页 (0 bytes) () 12/02/2023 postreply 11:04:34

有道理,忙事业的时候不会有时间管房子做小地主,也没有那个意愿去和烂人打交道。老中做地主还有一点,缺安全感,即使退休金存了 -2008VGirl- 给 2008VGirl 发送悄悄话 2008VGirl 的博客首页 (36 bytes) () 12/02/2023 postreply 11:12:15

现在没有人敢说自己一辈子是安全的,早为自己稻梁谋。傻乎乎给公司卖力自己到后来不知道死是怎么死的。 -borisg- 给 borisg 发送悄悄话 borisg 的博客首页 (0 bytes) () 12/02/2023 postreply 11:18:30

有点道理,我投资房都是想早退休躺平的时候买的。现在往上爬,就不想要了,太麻烦 -yangyang08- 给 yangyang08 发送悄悄话 yangyang08 的博客首页 (0 bytes) () 12/02/2023 postreply 11:38:50

我只有几个投资房,都交给agent打理。目前看来还是不忙。 -丫丫妈妈2- 给 丫丫妈妈2 发送悄悄话 (0 bytes) () 12/02/2023 postreply 12:48:27

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