1. 看不出统计的收入和贷款率有正负相关性,贷款率高的学校未必推高毕业生收入数据。
2. 贷款与否和学生家庭贫困状态并不等同,尤其对穷人补贴多的学校。有贷款的学生毕业后收入低于平均也没有根据。对低收入孩子补贴多的学校穷孩子不在统计内,反而拉高了统计收入额。
3. 只有七所最有钱的学校贷款率在14%-21%之间,比其他私校低50%,但没到天差地别的地步
4. 大多私校学生贷款率都在30-48%,毕业后收入高低分布都有,但和贷款率看不出相关性。
结论:教育部的统计不受贷款率的巨大影响,还是有指标作用。
College | 第一年收入 | 第二年收入 | 第三年收入 | 一到三年收入年增值 | 毕业生贷款率 | 平均贷款额 |
CMU | $138,900 | $160,116 | $201,541 | $31,321 | 38.00% | $30,395 |
Brown | $141,110 | $153,718 | $184,762 | $21,826 | 32.00% | $24,443 |
Yale | $122,038 | $168,803 | NA | 14.00% | $14,884 | |
Stanford | $126,400 | $136,499 | $165,375 | $19,488 | 16.00% | $24,337 |
Harvard | $128,900 | $128,737 | $163,896 | $17,498 | 20.00% | $18,197 |
MIT | $118,100 | $127,993 | $163,496 | $22,698 | 21.00% | $22,735 |
UCB CS | $114,800 | $125,388 | $161,399 | $23,300 | 29.00% | $18,468 |
UCB EECE | $114,800 | $128,868 | $160,666 | $22,933 | 29.00% | $18,468 |
Harvey Mudd | $124,500 | $142,581 | $159,657 | $17,579 | 48.00% | $27,877 |
Cornell | $116,300 | $122,485 | $158,076 | $20,888 | 38.00% | $30,254 |
Washington U | $96,200 | $149,178 | $26,489 | 28.00% | $19,649 | |
Chicago | $87,000 | $142,172 | $27,586 | 13.00% | $26,560 | |
UPenn | $109,200 | $134,637 | $137,229 | $14,015 | 20.00% | $23,876 |
Columbia University | $96,400 | $103,078 | $135,658 | $19,629 | 19.00% | $29,757 |
Duke | $99,600 | $106,898 | $134,542 | $17,471 | 30.00% | $24,219 |
Dartmouth | $100,500 | $113,015 | $128,856 | $14,178 | 37.00% | $23,850 |
JHU | $108,649 | $122,951 | $7,151 | 40.00% | $21,665 | |
University of Washington | $92,000 | $101,221 | $118,800 | $8,933 | 32.00% | $18,695 |
UIUC | $92,200 | $101,592 | $118,452 | $8,751 | 45.00% | $24,766 |
Michigan | $94,281 | $117,745 | NA | 37.00% | $26,600 | |
Tufts University | $88,200 | $113,556 | $8,452 | 27.00% | $25,065 | |
GIT | $91,152 | $110,089 | NA | 35.00% | $27,215 | |
Northwestern University | $88,500 | $98,403 | $105,307 | $5,602 | 30.00% | $35,219 |
Williams College | $91,000 | $99,047 | $2,682 | 33.00% | $16,215 | |
UT Austin | $79,558 | $97,550 | NA | 40.00% | $22,149 | |
Purdue | $85,981 | $94,727 | NA | 41.00% | $28,793 | |
Caltech | $155,297 | NA | NA | 28% | $16,950 | |
Rice | $129,481 | NA | NA | 23.00% | $24,188 | |
Princeton | $103,078 | NA | NA | 17.00% | $9,623 | |
Vanderbuilt | $97,800 | NA | NA | NA | 20.00% | $22,808 |
Data sources: | ||||||
1. Collegeboard | ||||||
2. College Transitions |