住院 & 生小孩 are very very expensive in U.S. even w/insurance

回答: Canada has medical provided by government (OHIP)Lvtotravel2006-11-14 13:07:54

Usually a new policy wont even cover 生小孩 until 48 months waiting period is over. At least now some insurers let people choose whether to buy the rider for 生小孩, instead of charging same premium for all women in child-bearing age groups.

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