you can get a credit report by yourself

来源: ghost_in_shell 于 2009-08-12 10:14:51 [] [博客] [旧帖] [给我悄悄话] 阅读数 : (361 bytes)

by looking at the credit report, you will notice why you have bad credit. ANd it is a serious thing. It will be hard for you to get a loan ( e.g. to get a mortgage to buy a house) if you have bad credit. To improve it, use the credit cards up to 20-30% limits, and pay credit cards bills very month. Don't open extra credit card. Re-organize your debts.

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